Buying your first home is likely to be one of the most expensive purchases in your lifetime. Here at DJB Mortgages, we know you have searched tirelessly to find the right home, so we will do the same to find you the right mortgage.

As an experienced Residential Mortgage Broker, we know how to take away the stress and headache of having to source your mortgage efficiently in no time. We assist with the whole mortgage process, starting when you're thinking about moving. Our advisers carry out a cost of moving to determine a likely deposit and then help you work out a monthly budget based on your typical spending habits. Once we know the financial aspect, we search through mortgage lenders on the market to find the most suitable mortgage tailored to your circumstances. 

At DJB Mortgages, we understand the importance of getting the best mortgage rate. Even small differences in rates can have a substantial impact on repayments. It is vital to provide clients with trustworthy remortgage advice they can trust. We always ensure we explore all options that meet individual borrowing requirements. It means checking the remortgage proposal from the current provider and looking to see what other lenders are offering.

At DJB Mortgages, we specialise in the Forces Help To Buy Mortgage Scheme. The Government announced in December 2022 that the scheme would run permanently, allowing more service personnel the chance of home ownership.

Whether you are planning to buy your first home or looking to upscale from your current property, the Government’s Shared Ownership scheme can assist you in purchasing a new home.

If you are wondering whether Shared Ownership is right for you, DJB Mortgages are Mortgage Advisers that specialise in Shared Ownership Mortgage Advice and can assist.  With a clear idea of your finances, we are qualified to research the lenders market and prepare the advice needed around the scheme. It is on us to make sure that you fully understand your options before you start researching the property market. 

Acting as a mortgage broker for self-employed applicants is one of our specialist services. Thanks to our experience and knowledge, we can find the most suitable mortgage for you. We know that the banks do not always fully understand how you are paid. With our help, obtaining a mortgage that is tailor-made for your self-employed status is a hassle-free and straightforward process. Whether you are a sole trader, company director, CIS (Construction Industry Scheme) worker, IT contractor or any other type of self-employed worker, we can help and advise you on your mortgage.