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Residential Mortgages Made Easy with DJB Mortgages

Independent Residental Mortgage Advice to fit your lifestyle, and save your money every step of the way.

What is a Residential Mortgage?

A residential mortgage is a large long term loan taken out by one or more individuals to buy a home to live in. Whether you are a first-time buyer, moving home or remortgaging, this is the type of mortgage you will need. Depending on what is best for your circumstances, you can choose between fixed-rate, variable or tracker mortgages. With a residential mortgage, the home must be used as a residence by the borrowers, not rented out to tenants or used for commercial purposes.

Residential Mortgage Broker

At DJB Mortgages, we specialise in all aspects of Residential Mortgages. No matter your circumstances, we can find the right mortgage for you. We assist customers in each of the key stages – from applying for a Residential Mortgage through picking perfect properties, to offering expert advice on protecting your investment.

Residential Mortgage Products

Browse our comprehensive range of Residential Mortgage Services and find the one which suits your individual needs.  We are on hand to help every single applicant to find the best Residential Mortgage.

First Time Buyer Mortgages

Buying your first home is likely to be one of the most expensive purchases in your lifetime. Here at DJB Mortgages, we know you have searched tirelessly to find the right home, so we will do the same to find you the right mortgage.

Home Movers Mortgages

As an experienced Residential Mortgage Broker, we know how to take away the stress and headache of having to source Home Mover Mortgage efficiently in no time. We assist with the whole mortgage process starting from the moment you have started thinking about moving. Our advisors carry out a cost of moving to determine a likely deposit and then help you work out a monthly budget based on your typical spending habits. Once we know the financial aspect, we search through mortgage lenders on the market to find the best currently available Home Mover Mortgage tailored for your circumstances. 

Residential Remortgage

At DJB Mortgages, we understand the importance of getting the best mortgage rate. Even small differences in rates can have a substantial impact on repayments. It is vital to provide clients with the best independent Remortgage Advice, they can trust. We always make sure that we explore all options that meet individual borrowing requirements. It means checking the Remortgage Proposal from the current provider and looking to see what other lenders are offering.

Help to Buy Scheme

Whether you are planning to buy your first home or looking to upscale from your current property, the Government’s Help to Buy schemes can assist you in purchasing a new home.

If you are wondering whether any of the available Help to Buy schemes including Help to Buy: Shared Ownership and Help to Buy: Equity Loan scheme are right for you, DJB Mortgages as a specialist Help To Buy Mortgage Adviser can assist.  With a clear idea of your finances, we are qualified to research the lenders market and prepare the advice needed around each scheme. It is on us to make sure that you fully understand your options before you start researching the property market. 

Self Employed Mortgage.

Acting as an Independent Mortgage Broker for Self-Employed applicants is one of our specialist services. Thanks to our experience and knowledge, we can find the right mortgage on the market for you. We know that the banks do not always fully understand how you are paid. With our help, obtaining a mortgage that is tailor-made for your self-employed status is a hassle-free and straightforward process. Whether you are a sole trader, company director, CIS (Construction Industry Scheme) worker, IT contractor or any other type of self-employed worker, we can help and advise you on your mortgage.

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