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Residential Mortgages Made Easy with DJB Mortgages

Whether you are a First-Time Buyer, looking to move home or remortgage we offer residential mortgage advice that is trustworthy and suitable for your individual circumstances.

What is a Residential Mortgage?

A residential mortgage is a large long term loan taken out by one or more individuals to buy a home to live in. Whether you are a first-time buyer, moving home or remortgaging, this is the type of mortgage you will need. Depending on what is best for your circumstances, you can choose between fixed-rate, variable or tracker mortgages. With a residential mortgage, the home must be used as a residence by the borrowers, not rented out to tenants or used for commercial purposes.

Residential Mortgage Broker

At DJB Mortgages, we specialise in all Residential Mortgages. Whether you're a first-time buyer, looking to move home, or exploring your remortgage options, we can find the right mortgage for you. We assist customers in each of the key stages – from applying for the Residential Mortgage to offering expert advice on protecting your home.

Residential Mortgage Products

Browse our comprehensive range of Residential Mortgage Services and find the one that suits your needs.  We are on hand to help every applicant find a suitable residential mortgage for their needs.

First Time Buyer Mortgages

Buying your first home is likely to be one of the most expensive purchases in your lifetime. Here at DJB Mortgages, we know you have searched tirelessly to find the right home, so we will do the same to find you the right mortgage.

Home Mover Mortgages

As an experienced Residential Mortgage Broker, we know how to take away the stress and headache of having to source your mortgage efficiently in no time. We assist with the whole mortgage process, starting when you're thinking about moving. Our advisers carry out a cost of moving to determine a likely deposit and then help you work out a monthly budget based on your typical spending habits. Once we know the financial aspect, we search through mortgage lenders on the market to find the most suitable mortgage tailored to your circumstances. 

Residential Remortgage

At DJB Mortgages, we understand the importance of getting the best mortgage rate. Even small differences in rates can have a substantial impact on repayments. It is vital to provide clients with trustworthy remortgage advice they can trust. We always ensure we explore all options that meet individual borrowing requirements. It means checking the remortgage proposal from the current provider and looking to see what other lenders are offering.

Forces Help To Buy Mortgage

At DJB Mortgages, we specialise in the Forces Help To Buy Mortgage Scheme. The Government announced in December 2022 that the scheme would run permanently, allowing more service personnel the chance of home ownership.

Shared Ownership Scheme

Whether you are planning to buy your first home or looking to upscale from your current property, the Government’s Shared Ownership scheme can assist you in purchasing a new home.

If you are wondering whether Shared Ownership is right for you, DJB Mortgages are Mortgage Advisers that specialise in Shared Ownership Mortgage Advice and can assist.  With a clear idea of your finances, we are qualified to research the lenders market and prepare the advice needed around the scheme. It is on us to make sure that you fully understand your options before you start researching the property market. 

Self Employed Mortgage

Acting as a mortgage broker for self-employed applicants is one of our specialist services. Thanks to our experience and knowledge, we can find the most suitable mortgage for you. We know that the banks do not always fully understand how you are paid. With our help, obtaining a mortgage that is tailor-made for your self-employed status is a hassle-free and straightforward process. Whether you are a sole trader, company director, CIS (Construction Industry Scheme) worker, IT contractor or any other type of self-employed worker, we can help and advise you on your mortgage.


Schedule no-obligation call now!

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